A frend of mine had a 500 to 700 point army 10-14 years ago, he newer got around to finish painting more than 1/3rd of it because it was just to much. This hobby is not one you can buy a starter pack and then go play with the big boys. You have to build up your army your self. But first you have to asemble it, paint it and that takes time. And sure the tools and rulebooks cost money. But they can last for years, unles they are something like space marines where every 2 years GW decided to ruin another chapter.