Alright when it gets to the point I see new player guides going up suggesting this kind of build, I need to make this public service announcement. Do not take the challenge token in any build unless you are trying to challenge yourself to get better. The challenge token makes you take more damage than normal. It is designed so you can challenge yourself to survive better. Damage Mitigation: +0.5 means you are taking 50% more damage from all sources. You note the name of that loadout is Death Wish. I mean it cause it takes my Banshee from 2-3 hits to kill to 1-2 hits to kill. It is quite challenging to survive with. And I would consider myself a good Banshee player. But hey if your into that sort of short life span go for it. Just don't go to the forums and complain how fast you died. TL : DR: Do not take the Challenge Token unless you want to take 50% more damage on your build.